Function and Features

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• Tools designed to engage with your clients across the full product lifecycle, e.g. first home buyers, re-financing and existing mortgage holders
• Engaging customisable innovative design
• Responsive tools – allowing access across different devices
• Up to date with regulatory and legislative change
• Innovative client user interface allowing changes to be made
• Multiple implementation options providing flexibility for launch of tools and calculators on your website

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Income

• Net or Gross income amounts
• Linked to ATO Tax tables for the current financial year
• Additional Other Net Income amounts

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Expenses

• Living expenses, either HPI or HEM or single or joint applications
• Other loan amounts
• Credit card limit and factors

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Credit Rules

• Net surplus income calculation
• Maximum loan amount based on either customer entered rates, interest rate buffers and/or benchmark rates
• Minimum and maximum loan amounts

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