The fixed rate cliff is coming, focus refinancers on your best deal.

• Simple or detailed “current rate” data input supporting owner occupied or investor, optional fees, varying remaining term and optional fixed/variable selection
• Savings are prominent with monthly saving, time saving and optional life-of-loan saving
• FOCUS  on larger saving from behaviour change – use a repayment saving as an extra repayment to save time and cost
• SMARTER  comparison of fixed term or whole remaining term depending on product and outcome
• Built on the same calculation engine as Repayment Calculator – rates based on loan ranges, and product lookups with discounts
• Manage the complexity: interest rates are shown for the selected product
• Show key product features and strong calls to action